Be Wary of High-Yield Promises Any investment that promises “guaranteed high returns” or “risk-free profits” is likely to be fraudulent. Investment always involves risks, and it is essential to assess them carefully and avoid blindly following trends.
Choose Legitimate Financial Institutions When conducting financial transactions, always choose reputable banks, securities firms, insurance companies, or other regulated financial institutions. Avoid dealing with unlicensed financial entities or individuals.
Protect Personal Information Safeguard your ID numbers, bank account details, passwords, and verification codes. Do not click on suspicious links or download unfamiliar software to prevent information leaks.
Beware of Telecommunication Fraud Do not easily trust requests for money transfers via phone calls, text messages, or online messages, especially those pretending to be from banks, public security authorities, or other official institutions.
Exercise Caution with Financial Advertisements Be skeptical of financial product advertisements that promise high returns with low risks. Pay attention to the qualifications and credibility of the advertisers to avoid being misled by false claims.
Monitor Risks in Small and Medium Financial Institutions Small and medium-sized financial institutions may face risks such as poor asset allocation and insufficient liquidity. Pay attention to the stability of their assets and liabilities.
Guard Against Illegal Financial Activities Be vigilant against false claims and inducements from unscrupulous loan brokers, and avoid falling into traps like “debt restructuring” or “no collateral required” schemes.
Prioritize Data Security Both financial institutions and consumers should be aware of data security risks to prevent financial losses caused by data breaches, tampering, or unauthorized use.
Make Rational Financial Product Choices Choose financial products based on your own needs and risk tolerance. Read the contract terms carefully to ensure you understand the risks involved.
Enhance Legal Awareness and Rights Protection In case of financial disputes or fraud, seek redress through legitimate channels. Do not fall for illegal schemes such as “agency rights protection” or “credit repair.”
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